Need a mortgage helper?

It’s nice to have the additional income security a suite can provide in today’s uncertain economy. Use the revenue to pay down your mortgage faster and achieve your goals of financial independence.

Improve property values

Some of the homes on this page have rental accommodations or the potential for a suite. Ask your lender about including money for renovations to create a suite or cottage with your mortgage application.

Get more house

Lenders will often consider rental income as part of your total income when making a mortgage application. That allows you to look at homes that might otherwise be outside of your price range.

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For sale $139,900
1235 DEERHURST Drive Unit# 111, huntsville, Ontario

1235 Deerhurst Drive Unit# 111

Huntsville, Ontario

1 Bathroom 388
For sale $139,900
1235 DEERHURST Drive Unit# 112, huntsville, Ontario

1235 Deerhurst Drive Unit# 112

Huntsville, Ontario

1 Bathroom 388
For sale $849,900
18 MEYER Avenue, barrie, Ontario

18 Meyer Avenue

Barrie, Ontario

4 Bedroom 3 Bathroom 1480
For sale $999,900
1170 NARROWS Road, gravenhurst, Ontario

1170 Narrows Road

Gravenhurst, Ontario

5 Bedroom 3 Bathroom 2680
For sale $1,950,000
1267 DARDANELLES Road, haliburton, Ontario

1267 Dardanelles Road

Haliburton, Ontario

3 Bedroom 3 Bathroom 1230
For sale $549,900
15202 12 Highway, victoria harbour, Ontario

15202 12 Highway

Victoria Harbour, Ontario

2 Bedroom 1 Bathroom 1367
For sale $2,400,000
115 COLDWATER Road W, orillia, Ontario

115 Coldwater Road W

Orillia, Ontario

12 Bedroom 12 Bathroom 3351
For sale $239,000
200 BEACONVIEW Drive Unit# 306, parry sound, Ontario

200 Beaconview Drive Unit# 306

Parry Sound, Ontario

2 Bedroom 1 Bathroom 1040
For sale $2,499,888
2 JUNIPER Court, collingwood, Ontario

2 Juniper Court

Collingwood, Ontario

5 Bedroom 5 Bathroom 2700
For sale $399,900
320 PINEDALE Road, gravenhurst, Ontario

320 Pinedale Road

Gravenhurst, Ontario

2 Bedroom 1 Bathroom 837
For sale $1,495,000
1917 21 Highway, kincardine, Ontario

1917 21 Highway

Kincardine, Ontario

5 Bedroom 4 Bathroom 3688
For sale $369,900
170 JOZO WEIDER Boulevard Unit# 442, the blue mountains, Ontario

170 Jozo Weider Boulevard Unit# 442

The Blue Mountains, Ontario

1 Bedroom 1 Bathroom 608
For sale $999,888
2763 TRIPLE BAY Road, tay twp, Ontario

2763 Triple Bay Road

Tay Twp, Ontario

3 Bedroom 2 Bathroom 2300
For sale $699,900
142 PATTERSON Road, barrie, Ontario

142 Patterson Road

Barrie, Ontario

3 Bedroom 1 Bathroom 1005
For sale $499,000
2430 HIGHWAY 592 N, emsdale, Ontario

2430 Highway 592 N

Emsdale, Ontario

3 Bedroom 1 Bathroom 800
For sale $310,000
11 VETERANS Way, huntsville, Ontario

11 Veterans Way

Huntsville, Ontario

3 Bedroom 2 Bathroom 1000
For sale $1,200,000
2838 3/4 SUNNIDALE Sideroad, new lowell, Ontario

2838 3/4 Sunnidale Sideroad

New Lowell, Ontario

4 Bedroom 2 Bathroom 1302
For sale $575,000
38 GREW Crescent, penetanguishene, Ontario

38 Grew Crescent

Penetanguishene, Ontario

2 Bedroom 2 Bathroom 1464
For sale $783,900
780 WATERLOO Street, mount forest, Ontario

780 Waterloo Street

Mount Forest, Ontario

3 Bedroom 2 Bathroom 1450
For sale $499,900
423 ONTARIO Street, collingwood, Ontario

423 Ontario Street

Collingwood, Ontario

4 Bedroom 2 Bathroom 1287
For sale $374,900
17 TOPAZ Street, wasaga beach, Ontario

17 Topaz Street

Wasaga Beach, Ontario

1 Bedroom 1 Bathroom 1048
For sale $299,900
1228 BRUCE ROAD 1, huron-kinloss, Ontario

1228 Bruce Road 1

Huron-Kinloss, Ontario

3 Bedroom 1 Bathroom 1370
For sale $899,000
15 GREGORY Court, barrie, Ontario

15 Gregory Court

Barrie, Ontario

6 Bedroom 4 Bathroom 2627
For sale $549,900
222 ELMER Park, orillia, Ontario

222 Elmer Park

Orillia, Ontario

3 Bedroom 1 Bathroom 895.9400
For sale $1,250,000
5 DUNNETT Drive, barrie, Ontario

5 Dunnett Drive

Barrie, Ontario

6 Bedroom 4 Bathroom 2000
For sale $629,000
170 GEORGE Street, gravenhurst, Ontario

170 George Street

Gravenhurst, Ontario

4 Bedroom 2 Bathroom 1261.7000
For sale $749,900
113 LIVINGSTONE Street W, barrie, Ontario

113 Livingstone Street W

Barrie, Ontario

5 Bedroom 2 Bathroom 1065
For sale $930,000
9 JEFFREY Road, south river, Ontario

9 Jeffrey Road

South River, Ontario

3 Bedroom 2 Bathroom 1290
For sale $599,000
30 KING Street N, harriston, Ontario

30 King Street N

Harriston, Ontario

3 Bedroom 3 Bathroom 1232
For sale $990,000
285 MAPLE Street, collingwood, Ontario

285 Maple Street

Collingwood, Ontario

5 Bedroom 4 Bathroom 3339
For sale $989,000
130 FAIRWAY Court Unit# 235, the blue mountains, Ontario

130 Fairway Court Unit# 235

The Blue Mountains, Ontario

3 Bedroom 2 Bathroom 1445
For sale $995,067
414604 BASE LINE Road, markdale, Ontario

414604 Base Line Road

Markdale, Ontario

4 Bedroom 3 Bathroom 2740
For sale $389,000
43 COULTER Street Unit# 28, barrie, Ontario

43 Coulter Street Unit# 28

Barrie, Ontario

1 Bedroom 1 Bathroom 728
For sale $229,900
1235 DEERHURST Drive Unit# 53-204, huntsville, Ontario

1235 Deerhurst Drive Unit# 53-204

Huntsville, Ontario

1 Bedroom 1 Bathroom 562
For sale $1,799,900
79 WELLINGTON Street E, barrie, Ontario

79 Wellington Street E

Barrie, Ontario

11 Bedroom 6 Bathroom 4000
For sale $1,999,999
21 EAST Court, huntsville, Ontario

21 East Court

Huntsville, Ontario

4 Bedroom 3 Bathroom 2465
For sale $219,000
54-203 DEERHURST Drive, huntsville, Ontario

54-203 Deerhurst Drive

Huntsville, Ontario

1 Bedroom 1 Bathroom 562
For sale $350,000
316 MECHANICS Avenue, kincardine, Ontario

316 Mechanics Avenue

Kincardine, Ontario

2 Bedroom 1 Bathroom 1260
For sale $299,900
170 JOZO WEIDER Boulevard Unit# 409, the blue mountains, Ontario

170 Jozo Weider Boulevard Unit# 409

The Blue Mountains, Ontario

1 Bedroom 1 Bathroom 560
For sale $899,000
1536 DIGNAN Road, haliburton, Ontario

1536 Dignan Road

Haliburton, Ontario

3 Bedroom 1 Bathroom 720
For sale $2,650,000
107 LAKESHORE Drive, thornbury, Ontario

107 Lakeshore Drive

Thornbury, Ontario

6 Bedroom 5 Bathroom 4421
For sale $399,900
619 CANNING Street, lucknow, Ontario

619 Canning Street

Lucknow, Ontario

4 Bedroom 2 Bathroom 1225
For sale $399,900
220 GORD CANNING Drive Unit# 477, the blue mountains, Ontario

220 Gord Canning Drive Unit# 477

The Blue Mountains, Ontario

1 Bedroom 1 Bathroom 579
For sale $999,000
112 BITTERN LAKE Lane, novar, Ontario

112 Bittern Lake Lane

Novar, Ontario

3 Bedroom 1 Bathroom 821
For sale $599,900
2 CADDO Drive, clearview, Ontario

2 Caddo Drive

Clearview, Ontario

For sale $679,900
11 JOHNSON Street, orillia, Ontario

11 Johnson Street

Orillia, Ontario

3 Bedroom 2 Bathroom 1270
For sale $1,100,000
1268 BARDEAU Street, innisfil, Ontario

1268 Bardeau Street

Innisfil, Ontario

4 Bedroom 4 Bathroom 2515
For sale $1,399,999
310 THE QUEENSWAY S, keswick, Ontario

310 The Queensway S

Keswick, Ontario

4 Bedroom 2 Bathroom 2227
Homes for sale in Collingwood Ontario with income potential

Income potential from your primary residence

Some properties offer higher than average value because they may have income potential. Maximizing the value of a property may involve changes in how it is perceived by the owner and the public. To a layperson, a home with an unfinished laneway garage is a project for the future. An income investor may look at the same dilapidated outbuilding and see the footprint of a small cottage that can be rented at a profit after construction costs.

Income potential can include basement suites, garden suites, and above-garage apartments, among others. The properties on this page may have integrated or separate accommodations. Separate accommodations allow you and your tenants some freedom to enjoy your space without privacy concerns. Basement suites are relatively straight-forward to build but care must be taken to adhere to local by-laws and regulations. An “illegal suite” or one that was built without permits or permission can actually be a liability to the homeowner and make selling more difficult.

In urban centres, laneway houses have become more popular as they offer a turn-key solution to garage space and living accommodations. Laneway homes come in many different sizes and configurations. Buy one off-plan from a local builder and save on architect fees. Or, spare no expense to lovingly match the style of the laneway house to your characterful residence. Either way, the addition will increase your property value and personal income for many years to come.

Questions? Contact us for a personal consultation.

Ask about properties with income potential