Need a mortgage helper?

It’s nice to have the additional income security a suite can provide in today’s uncertain economy. Use the revenue to pay down your mortgage faster and achieve your goals of financial independence.

Improve property values

Some of the homes on this page have rental accommodations or the potential for a suite. Ask your lender about including money for renovations to create a suite or cottage with your mortgage application.

Get more house

Lenders will often consider rental income as part of your total income when making a mortgage application. That allows you to look at homes that might otherwise be outside of your price range.

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For sale $695,000
95 DAPHNE Crescent, barrie, Ontario

95 Daphne Crescent

Barrie, Ontario

4 Bedroom 2 Bathroom 1140
For sale $599,000
1033 SPARROW LAKE 'D' Route, gravenhurst, Ontario

1033 Sparrow Lake 'd' Route

Gravenhurst, Ontario

3 Bedroom 2 Bathroom 1878
For sale $849,999
24 HEWITT Place, barrie, Ontario

24 Hewitt Place

Barrie, Ontario

7 Bedroom 3 Bathroom 1387
For sale $899,900
147 STAHLS Road, huntsville, Ontario

147 Stahls Road

Huntsville, Ontario

5 Bedroom 3 Bathroom 1790
For sale $599,900
1129 4TH Avenue E, owen sound, Ontario

1129 4th Avenue E

Owen Sound, Ontario

5 Bedroom 3 Bathroom 2540
For sale $599,900
1129 4TH Avenue E, owen sound, Ontario

1129 4th Avenue E

Owen Sound, Ontario

5 Bedroom 3 Bathroom 2540
For sale $599,900
928 KING Street E, hamilton, Ontario

928 King Street E

Hamilton, Ontario

4 Bedroom 2 Bathroom 2252
For sale $599,900
928 KING Street E, hamilton, Ontario

928 King Street E

Hamilton, Ontario

4 Bedroom 2 Bathroom 2252
For sale $2,375,000
11 PINEHURST Lane, anten mills, Ontario

11 Pinehurst Lane

Anten Mills, Ontario

5 Bedroom 6 Bathroom 2818
For sale $599,900
30 DIXON Road, seguin, Ontario

30 Dixon Road

Seguin, Ontario

5 Bedroom 2 Bathroom 2480
For sale $574,900
205 FERNWOOD Drive, gravenhurst, Ontario

205 Fernwood Drive

Gravenhurst, Ontario

5 Bedroom 2 Bathroom 925
For sale OPEN HOUSE $1,099,900
1905 WEBSTER Boulevard, innisfil, Ontario

1905 Webster Boulevard

Innisfil, Ontario

5 Bedroom 4 Bathroom 1444
For sale $549,000
200 WINEWOOD Avenue E, gravenhurst, Ontario

200 Winewood Avenue E

Gravenhurst, Ontario

3 Bedroom 2 Bathroom 1050.3300
For sale $549,000
190 WINEWOOD Avenue E, gravenhurst, Ontario

190 Winewood Avenue E

Gravenhurst, Ontario

2 Bedroom 3 Bathroom 1056.2300
For sale $879,000
317311 3RD Line, meaford (municipality), Ontario

317311 3rd Line

Meaford (Municipality), Ontario

4 Bedroom 2 Bathroom 2622
For sale $699,900
262 BARRIE Road, orillia, Ontario

262 Barrie Road

Orillia, Ontario

4 Bedroom 2 Bathroom 1732
For sale $699,900
262 BARRIE Road, orillia, Ontario

262 Barrie Road

Orillia, Ontario

4 Bedroom 2 Bathroom 1732
For sale $524,900
80 HORSESHOE Boulevard Unit# 506, oro-medonte, Ontario

80 Horseshoe Boulevard Unit# 506

Oro-Medonte, Ontario

2 Bedroom 2 Bathroom 1188
For sale $1,799,900
3067 OGDENS BEACH Road, port mcnicoll, Ontario

3067 Ogdens Beach Road

Port Mcnicoll, Ontario

4 Bedroom 4 Bathroom 2200
For sale $698,000
4037 HWY 520, magnetawan, Ontario

4037 Hwy 520

Magnetawan, Ontario

4 Bedroom 2 Bathroom 1100
For sale $874,900
118 ROYAL BEECH Drive, wasaga beach, Ontario

118 Royal Beech Drive

Wasaga Beach, Ontario

5 Bedroom 3 Bathroom 1565
For sale $229,900
156 JOZO WEIDER Boulevard Unit# 465, the blue mountains, Ontario

156 Jozo Weider Boulevard Unit# 465

The Blue Mountains, Ontario

1 Bathroom 467
For sale $499,000
61 OAKRIDGE Road S, mcdougall, Ontario

61 Oakridge Road S

Mcdougall, Ontario

3 Bedroom 2 Bathroom 1782
For sale $789,000
53 ORMA Drive, orillia, Ontario

53 Orma Drive

Orillia, Ontario

4 Bedroom 2 Bathroom 1320
For sale $729,000
823223 MASSIE Road, chatsworth, Ontario

823223 Massie Road

Chatsworth, Ontario

4 Bedroom 2 Bathroom 2437.2100
For sale $399,900
20 SINCLAIR Crescent, ramara, Ontario

20 Sinclair Crescent

Ramara, Ontario

2 Bedroom 2 Bathroom 1093
For sale $529,000
205 PHILLIPS Street, stayner, Ontario

205 Phillips Street

Stayner, Ontario

3 Bedroom 2 Bathroom 1630
For sale $999,900
126 SUNDEW Drive, barrie, Ontario

126 Sundew Drive

Barrie, Ontario

4 Bedroom 4 Bathroom 2744
For sale $2,499,999
214 MINNESOTA Street, collingwood, Ontario

214 Minnesota Street

Collingwood, Ontario

4 Bedroom 5 Bathroom 2653
For sale $880,000
1147 ORIOLE Crescent, alcona, Ontario

1147 Oriole Crescent

Alcona, Ontario

3 Bedroom 2 Bathroom 1309
For sale $849,900
91 ROSS Street, barrie, Ontario

91 Ross Street

Barrie, Ontario

4 Bedroom 4 Bathroom 1790
For sale $849,900
91 ROSS Street, barrie, Ontario

91 Ross Street

Barrie, Ontario

4 Bedroom 4 Bathroom 1790
For sale $279,900
156 JOZO WEIDER Boulevard Unit# 372, the blue mountains, Ontario

156 Jozo Weider Boulevard Unit# 372

The Blue Mountains, Ontario

1 Bathroom 480
For sale $109,900
9 HARBOUR Street E Unit# 3206/3208, collingwood, Ontario

9 Harbour Street E Unit# 3206/3208

Collingwood, Ontario

2 Bedroom 2 Bathroom 1240
For sale $499,000
2430 HIGHWAY 592, emsdale, Ontario

2430 Highway 592

Emsdale, Ontario

3 Bedroom 1 Bathroom 800
For sale $2,490,000
7265 36/37 NOTTAWASAGA Sideroad, clearview, Ontario

7265 36/37 Nottawasaga Sideroad

Clearview, Ontario

5 Bedroom 3 Bathroom 2354
For sale OPEN HOUSE $749,900
12 BEACHVIEW Road, tiny, Ontario

12 Beachview Road

Tiny, Ontario

6 Bedroom 3 Bathroom 3500
For sale $599,900
315 MISSISSAGA Street W, orillia, Ontario

315 Mississaga Street W

Orillia, Ontario

2 Bedroom 1 Bathroom 1800
For sale $529,900
54 MCDUFF Street, markdale, Ontario

54 Mcduff Street

Markdale, Ontario

2 Bedroom 2 Bathroom 1006
For sale $649,000
13 PRINCESS Street, huntsville, Ontario

13 Princess Street

Huntsville, Ontario

7 Bedroom 4 Bathroom 2616
For sale $3,799,900
14 RAINTREE Court, collingwood, Ontario

14 Raintree Court

Collingwood, Ontario

7 Bedroom 7 Bathroom 6300
For sale OPEN HOUSE $1,290,000
3298 HENDI Lane, washago, Ontario

3298 Hendi Lane

Washago, Ontario

2 Bedroom 2 Bathroom 907
For sale $775,000
190 SIMCOE Street, collingwood, Ontario

190 Simcoe Street

Collingwood, Ontario

2 Bedroom 1 Bathroom 1137
For sale $989,000
46 MAIN Street E, markdale, Ontario

46 Main Street E

Markdale, Ontario

5 Bedroom 6 Bathroom 3380
For sale $439,900
478 9TH Street, hanover, Ontario

478 9th Street

Hanover, Ontario

4 Bedroom 2 Bathroom 1736
For sale $1,399,900
2065 ELANA Drive, severn, Ontario

2065 Elana Drive

Severn, Ontario

3 Bedroom 3 Bathroom 1968
For sale $469,000
1571 HIDDEN VALLEY Road Unit# 12, huntsville, Ontario

1571 Hidden Valley Road Unit# 12

Huntsville, Ontario

3 Bedroom 3 Bathroom 1390
For sale $1,200,000
266 BELLEVILLE Road, napanee, Ontario

266 Belleville Road

Napanee, Ontario

11 Bedroom 7 Bathroom 5500
Homes for sale in Collingwood Ontario with income potential

Income potential from your primary residence

Some properties offer higher than average value because they may have income potential. Maximizing the value of a property may involve changes in how it is perceived by the owner and the public. To a layperson, a home with an unfinished laneway garage is a project for the future. An income investor may look at the same dilapidated outbuilding and see the footprint of a small cottage that can be rented at a profit after construction costs.

Income potential can include basement suites, garden suites, and above-garage apartments, among others. The properties on this page may have integrated or separate accommodations. Separate accommodations allow you and your tenants some freedom to enjoy your space without privacy concerns. Basement suites are relatively straight-forward to build but care must be taken to adhere to local by-laws and regulations. An “illegal suite” or one that was built without permits or permission can actually be a liability to the homeowner and make selling more difficult.

In urban centres, laneway houses have become more popular as they offer a turn-key solution to garage space and living accommodations. Laneway homes come in many different sizes and configurations. Buy one off-plan from a local builder and save on architect fees. Or, spare no expense to lovingly match the style of the laneway house to your characterful residence. Either way, the addition will increase your property value and personal income for many years to come.

Questions? Contact us for a personal consultation.

Ask about properties with income potential