Need a mortgage helper?

It’s nice to have the additional income security a suite can provide in today’s uncertain economy. Use the revenue to pay down your mortgage faster and achieve your goals of financial independence.

Improve property values

Some of the homes on this page have rental accommodations or the potential for a suite. Ask your lender about including money for renovations to create a suite or cottage with your mortgage application.

Get more house

Lenders will often consider rental income as part of your total income when making a mortgage application. That allows you to look at homes that might otherwise be outside of your price range.

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For sale $1,098,000
9 WEST Road, huntsville, Ontario

9 West Road

Huntsville, Ontario

4 Bedroom 4 Bathroom 890
For sale $479,900
8-10 HARBOUR Street W Unit# 103, collingwood, Ontario

8-10 Harbour Street W Unit# 103

Collingwood, Ontario

1 Bedroom 1 Bathroom 700
For sale $529,900
8-10 HARBOUR Street W Unit# 102, collingwood, Ontario

8-10 Harbour Street W Unit# 102

Collingwood, Ontario

1 Bedroom 1 Bathroom 775
For sale $614,900
8-10 HARBOUR Street W Unit# 123, collingwood, Ontario

8-10 Harbour Street W Unit# 123

Collingwood, Ontario

2 Bedroom 2 Bathroom 1020
For sale $500,000
573 11TH Avenue, hanover, Ontario

573 11th Avenue

Hanover, Ontario

For sale $1,480,000
310 JONES Road, gravenhurst, Ontario

310 Jones Road

Gravenhurst, Ontario

5 Bedroom 5 Bathroom 3770
For sale $695,000
9 ZELIA Court, tiny, Ontario

9 Zelia Court

Tiny, Ontario

5 Bedroom 2 Bathroom 1260
For sale $2,395,000
158 HIGH BLUFF Lane, thornbury, Ontario

158 High Bluff Lane

Thornbury, Ontario

5 Bedroom 5 Bathroom 3848
For sale $219,000
53-205 DEERHURST Drive, huntsville, Ontario

53-205 Deerhurst Drive

Huntsville, Ontario

1 Bedroom 1 Bathroom 562
For sale $169,900
1050 PAIGNTON HOUSE Road Unit# S235, minett, Ontario

1050 Paignton House Road Unit# S235

Minett, Ontario

1 Bedroom 1 Bathroom 505
For sale $895,000
739 15 Concession Unit# 11A, tiny, Ontario

739 15 Concession Unit# 11a

Tiny, Ontario

2 Bedroom 2 Bathroom 1250
For sale $899,000
317311 3RD Line, meaford (municipality), Ontario

317311 3rd Line

Meaford (Municipality), Ontario

4 Bedroom 2 Bathroom 2622
Homes for sale in Collingwood Ontario with income potential

Income potential from your primary residence

Some properties offer higher than average value because they may have income potential. Maximizing the value of a property may involve changes in how it is perceived by the owner and the public. To a layperson, a home with an unfinished laneway garage is a project for the future. An income investor may look at the same dilapidated outbuilding and see the footprint of a small cottage that can be rented at a profit after construction costs.

Income potential can include basement suites, garden suites, and above-garage apartments, among others. The properties on this page may have integrated or separate accommodations. Separate accommodations allow you and your tenants some freedom to enjoy your space without privacy concerns. Basement suites are relatively straight-forward to build but care must be taken to adhere to local by-laws and regulations. An “illegal suite” or one that was built without permits or permission can actually be a liability to the homeowner and make selling more difficult.

In urban centres, laneway houses have become more popular as they offer a turn-key solution to garage space and living accommodations. Laneway homes come in many different sizes and configurations. Buy one off-plan from a local builder and save on architect fees. Or, spare no expense to lovingly match the style of the laneway house to your characterful residence. Either way, the addition will increase your property value and personal income for many years to come.

Questions? Contact us for a personal consultation.

Ask about properties with income potential