Need a mortgage helper?

It’s nice to have the additional income security a suite can provide in today’s uncertain economy. Use the revenue to pay down your mortgage faster and achieve your goals of financial independence.

Improve property values

Some of the homes on this page have rental accommodations or the potential for a suite. Ask your lender about including money for renovations to create a suite or cottage with your mortgage application.

Get more house

Lenders will often consider rental income as part of your total income when making a mortgage application. That allows you to look at homes that might otherwise be outside of your price range.

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For sale $899,000
5678 HIGHWAY 9 Highway, minto twp, Ontario

5678 Highway 9 Highway

Minto Twp, Ontario

5 Bedroom 1 Bathroom 2500
For sale $139,000
9 HARBOUR Street E Unit# 5100 (5101/5103), collingwood, Ontario

9 Harbour Street E Unit# 5100 (5101/5103)

Collingwood, Ontario

2 Bedroom 2 Bathroom 1250
For sale $1,100,000
165 FIRST Avenue, napanee, Ontario

165 First Avenue

Napanee, Ontario

12 Bedroom 6 Bathroom 5500
For sale $1,895,000
150 SANTOS Lane, wasaga beach, Ontario

150 Santos Lane

Wasaga Beach, Ontario

3 Bedroom 1 Bathroom 1156
For sale $849,000
67 BIG TUB Road, tobermory, Ontario

67 Big Tub Road

Tobermory, Ontario

3 Bedroom 3 Bathroom 1800
For sale $599,999
172 BRYANT Street, oliphant, Ontario

172 Bryant Street

Oliphant, Ontario

5 Bedroom 2 Bathroom 4088
For sale $625,000
375 LANSDOWNE Street, southampton, Ontario

375 Lansdowne Street

Southampton, Ontario

3 Bedroom 2 Bathroom 1680
For sale $1,199,990
6 MACALLISTER Court, barrie, Ontario

6 Macallister Court

Barrie, Ontario

4 Bedroom 4 Bathroom 1715
For sale $1,600,000
148 TRILLIUM Drive, port elgin, Ontario

148 Trillium Drive

Port Elgin, Ontario

6 Bedroom 4 Bathroom 3266
For sale $1,100,000
2 HOUBEN Crescent, oro-medonte, Ontario

2 Houben Crescent

Oro-Medonte, Ontario

4 Bedroom 3 Bathroom 2519
For sale $3,150,000
1 LAKESHORE Road, kirkland lake, Ontario

1 Lakeshore Road

Kirkland Lake, Ontario

45 Bedroom 24 Bathroom 35000
For sale $1,100,000
2 HOUBEN Crescent, oro-medonte, Ontario

2 Houben Crescent

Oro-Medonte, Ontario

4 Bedroom 3 Bathroom 2519
For sale $659,000
26 SPRING Street N, flesherton, Ontario

26 Spring Street N

Flesherton, Ontario

4 Bedroom 2 Bathroom 2067
For sale $7,000,000
145 JOZO WEIDER Boulevard, the blue mountains, Ontario

145 Jozo Weider Boulevard

The Blue Mountains, Ontario

22 Bedroom 16 Bathroom 4067
For sale $1,499,000
6075 27/28 NOTTAWASAGA Sideroad, stayner, Ontario

6075 27/28 Nottawasaga Sideroad

Stayner, Ontario

5 Bedroom 3 Bathroom 1507
For sale $169,900
1050 PAIGNTON HOUSE Road Unit# S235, minett, Ontario

1050 Paignton House Road Unit# S235

Minett, Ontario

1 Bedroom 1 Bathroom 505
For sale $329,900
190 JOZO WEIDER Boulevard Unit# 203, the blue mountains, Ontario

190 Jozo Weider Boulevard Unit# 203

The Blue Mountains, Ontario

1 Bedroom 1 Bathroom 493
For sale $525,000
247 BROWARD WAY Way Unit# 23, innisfil, Ontario

247 Broward Way Way Unit# 23

Innisfil, Ontario

1 Bathroom 499
For sale $2,195,000
727 GRANDVIEW Drive Unit# 211, huntsville, Ontario

727 Grandview Drive Unit# 211

Huntsville, Ontario

2 Bedroom 3 Bathroom 2515
For sale $425,000
10 MOIRA Street W, belleville, Ontario

10 Moira Street W

Belleville, Ontario

3 Bedroom 1 Bathroom 1585
For sale $799,000
39 & 41 YORK Street, bracebridge, Ontario

39 & 41 York Street

Bracebridge, Ontario

6 Bedroom 4 Bathroom 2662
For sale $1,600,000
170 CLARKE'S Lane, utterson, Ontario

170 Clarke's Lane

Utterson, Ontario

4 Bedroom 4 Bathroom 3210
For sale $840,000
15 MCKENZIE Street, wyevale, Ontario

15 Mckenzie Street

Wyevale, Ontario

4 Bedroom 3 Bathroom 1791
For sale $1,279,900
13 COOPER Street, collingwood, Ontario

13 Cooper Street

Collingwood, Ontario

5 Bedroom 3 Bathroom 1307
For sale $6,989,000
1480 ACTON ISLAND Road, port carling, Ontario

1480 Acton Island Road

Port Carling, Ontario

4 Bedroom 4 Bathroom 1668
For sale $1,098,000
9 WEST Road, huntsville, Ontario

9 West Road

Huntsville, Ontario

4 Bedroom 4 Bathroom 890
For sale $769,000
315182 6 Highway, dornoch, Ontario

315182 6 Highway

Dornoch, Ontario

3 Bedroom 2 Bathroom 3000
For sale $1,699,500
63011 DUFFERIN RD 3, east garafraxa, Ontario

63011 Dufferin Rd 3

East Garafraxa, Ontario

4 Bedroom 4 Bathroom 2700
For sale $62,000
9 HARBOUR Street E Unit# 7219/7221, collingwood, Ontario

9 Harbour Street E Unit# 7219/7221

Collingwood, Ontario

2 Bedroom 2 Bathroom 1240
For sale $795,000
796051 EAST BACK Line, berkeley, Ontario

796051 East Back Line

Berkeley, Ontario

3 Bedroom 2 Bathroom 1875
For sale $549,900
80 HORSESHOE Boulevard Unit# 301, oro-medonte, Ontario

80 Horseshoe Boulevard Unit# 301

Oro-Medonte, Ontario

2 Bedroom 2 Bathroom 1188
For sale $1,800,000
5740 9 Highway, kincardine twp, Ontario

5740 9 Highway

Kincardine Twp, Ontario

4 Bedroom 4 Bathroom 2500
For sale $1,950,000
617608 18 GREY Road, meaford (municipality), Ontario

617608 18 Grey Road

Meaford (Municipality), Ontario

4 Bedroom 2 Bathroom 2749
For sale $959,900
435 NAPIER Street, collingwood, Ontario

435 Napier Street

Collingwood, Ontario

3 Bedroom 2 Bathroom 1733
For sale $505,000
1591 HIDDEN VALLEY Road Unit# 21, huntsville, Ontario

1591 Hidden Valley Road Unit# 21

Huntsville, Ontario

3 Bedroom 4 Bathroom 1390
For sale $1,680,000
89 MCLENNAN Lane, whitestone, Ontario

89 Mclennan Lane

Whitestone, Ontario

3 Bedroom 2 Bathroom 2207
For sale $549,900
80 HORSESHOE Boulevard Unit# G02, oro-medonte, Ontario

80 Horseshoe Boulevard Unit# G02

Oro-Medonte, Ontario

1 Bedroom 2 Bathroom 1077
For sale $539,900
631 2ND Avenue E, owen sound, Ontario

631 2nd Avenue E

Owen Sound, Ontario

1 Bedroom 3 Bathroom 1417
For sale $539,900
631 2ND Avenue E, owen sound, Ontario

631 2nd Avenue E

Owen Sound, Ontario

3 Bathroom 1417
For sale OPEN HOUSE $2,499,888
2 JUNIPER Court, collingwood, Ontario

2 Juniper Court

Collingwood, Ontario

5 Bedroom 5 Bathroom 2700
For sale $1,495,000
1917 21 Highway, kincardine, Ontario

1917 21 Highway

Kincardine, Ontario

5 Bedroom 4 Bathroom 3688
For sale $374,900
17 TOPAZ Street, wasaga beach, Ontario

17 Topaz Street

Wasaga Beach, Ontario

1 Bedroom 1 Bathroom 1048
For sale $239,000
54-203 DEERHURST Drive, huntsville, Ontario

54-203 Deerhurst Drive

Huntsville, Ontario

1 Bedroom 1 Bathroom 562
For sale $229,900
1235 DEERHURST Drive Unit# 53-204, huntsville, Ontario

1235 Deerhurst Drive Unit# 53-204

Huntsville, Ontario

1 Bedroom 1 Bathroom 562
For sale $2,650,000
107 LAKESHORE Drive, thornbury, Ontario

107 Lakeshore Drive

Thornbury, Ontario

6 Bedroom 5 Bathroom 4421
For sale $599,900
2 CADDO Drive, clearview, Ontario

2 Caddo Drive

Clearview, Ontario

For sale $399,900
220 GORD CANNING Drive Unit# 477, the blue mountains, Ontario

220 Gord Canning Drive Unit# 477

The Blue Mountains, Ontario

1 Bedroom 1 Bathroom 579
For sale $1,200,000
1268 BARDEAU Street, innisfil, Ontario

1268 Bardeau Street

Innisfil, Ontario

4 Bedroom 4 Bathroom 2515
Homes for sale in Collingwood Ontario with income potential

Income potential from your primary residence

Some properties offer higher than average value because they may have income potential. Maximizing the value of a property may involve changes in how it is perceived by the owner and the public. To a layperson, a home with an unfinished laneway garage is a project for the future. An income investor may look at the same dilapidated outbuilding and see the footprint of a small cottage that can be rented at a profit after construction costs.

Income potential can include basement suites, garden suites, and above-garage apartments, among others. The properties on this page may have integrated or separate accommodations. Separate accommodations allow you and your tenants some freedom to enjoy your space without privacy concerns. Basement suites are relatively straight-forward to build but care must be taken to adhere to local by-laws and regulations. An “illegal suite” or one that was built without permits or permission can actually be a liability to the homeowner and make selling more difficult.

In urban centres, laneway houses have become more popular as they offer a turn-key solution to garage space and living accommodations. Laneway homes come in many different sizes and configurations. Buy one off-plan from a local builder and save on architect fees. Or, spare no expense to lovingly match the style of the laneway house to your characterful residence. Either way, the addition will increase your property value and personal income for many years to come.

Questions? Contact us for a personal consultation.

Ask about properties with income potential