Need a mortgage helper?

It’s nice to have the additional income security a suite can provide in today’s uncertain economy. Use the revenue to pay down your mortgage faster and achieve your goals of financial independence.

Improve property values

Some of the homes on this page have rental accommodations or the potential for a suite. Ask your lender about including money for renovations to create a suite or cottage with your mortgage application.

Get more house

Lenders will often consider rental income as part of your total income when making a mortgage application. That allows you to look at homes that might otherwise be outside of your price range.

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For sale $1,199,000
LT 11 RYE Road, south river, Ontario

Lt 11 Rye Road

South River, Ontario

4 Bedroom 2 Bathroom 1539
For sale $1,849,000
121097 12 Sideroad, georgian bluffs, Ontario

121097 12 Sideroad

Georgian Bluffs, Ontario

3 Bedroom 3 Bathroom 2542
For sale $729,900
8-10 HARBOUR Street W Unit# 112, collingwood, Ontario

8-10 Harbour Street W Unit# 112

Collingwood, Ontario

2 Bedroom 2 Bathroom 1250
For sale $599,000
421230 CONCESSION 6 NDR, bentinck, Ontario

421230 Concession 6 Ndr

Bentinck, Ontario

3 Bedroom 1 Bathroom 1750
For sale $481,900
8-10 HARBOUR Street W Unit# 203, collingwood, Ontario

8-10 Harbour Street W Unit# 203

Collingwood, Ontario

1 Bedroom 1 Bathroom 700
For sale $773,900
8-10 HARBOUR Street W Unit# 311, collingwood, Ontario

8-10 Harbour Street W Unit# 311

Collingwood, Ontario

2 Bedroom 2 Bathroom 1250
For sale $764,900
8-10 HARBOUR Street W Unit# 107, collingwood, Ontario

8-10 Harbour Street W Unit# 107

Collingwood, Ontario

2 Bedroom 2 Bathroom 1350
For sale $115,000
LT 129 BRENNAN Circle, huntsville, Ontario

Lt 129 Brennan Circle

Huntsville, Ontario

For sale $899,900
1869 MUSKOKA 118 Road W Unit# BTV-E-304, bracebridge, Ontario

1869 Muskoka 118 Road W Unit# Btv-E-304

Bracebridge, Ontario

2 Bedroom 2 Bathroom 984
For sale $1,849,900
181 HOLDITCH Street, bracebridge, Ontario

181 Holditch Street

Bracebridge, Ontario

5 Bedroom 3 Bathroom 1920
For sale $899,900
15765 12 Highway, tay twp, Ontario

15765 12 Highway

Tay Twp, Ontario

For sale $249,900
1235 DEERHURST Drive Unit# 53-103, huntsville, Ontario

1235 Deerhurst Drive Unit# 53-103

Huntsville, Ontario

1 Bedroom 1 Bathroom 530
For sale $549,900
44 COLBORNE Street W, orillia, Ontario

44 Colborne Street W

Orillia, Ontario

3 Bedroom 2 Bathroom 1344
For sale $1,785,000
8936 12 Highway, oro-medonte, Ontario

8936 12 Highway

Oro-Medonte, Ontario

4 Bedroom 3 Bathroom 2542.8500
For sale $695,990
480 12TH Street, hanover, Ontario

480 12th Street

Hanover, Ontario

5 Bedroom 3 Bathroom 2740
For sale $695,990
480 12TH Street, hanover, Ontario

480 12th Street

Hanover, Ontario

4 Bedroom 3 Bathroom 2740
For sale $1,499,999
2 OLIVER Crescent, collingwood, Ontario

2 Oliver Crescent

Collingwood, Ontario

2 Bedroom 2 Bathroom 1911
For sale $1,799,000
2 BIRCHDALE Avenue, tiny, Ontario

2 Birchdale Avenue

Tiny, Ontario

4 Bedroom 2 Bathroom 1895
For sale $1,650,000
127 MASKINONGE Road, tay, Ontario

127 Maskinonge Road

Tay, Ontario

4 Bedroom 3 Bathroom 2625
For sale $599,000
215 DUNLOP Street W, barrie, Ontario

215 Dunlop Street W

Barrie, Ontario

1 Bedroom 2 Bathroom 960
For sale $1,199,777
83 THUNDER BEACH Road, tiny, Ontario

83 Thunder Beach Road

Tiny, Ontario

3 Bedroom 2 Bathroom 1250
For sale $589,900
315 10 CONCESSION Road, elmwood, Ontario

315 10 Concession Road

Elmwood, Ontario

3 Bedroom 1 Bathroom 2226
For sale $759,000
1106 KING EDWARD Avenue, sauble beach, Ontario

1106 King Edward Avenue

Sauble Beach, Ontario

4 Bedroom 1 Bathroom 700
For sale $439,000
460 ONTARIO Street Unit# 107, collingwood, Ontario

460 Ontario Street Unit# 107

Collingwood, Ontario

2 Bedroom 1 Bathroom 780
For sale $1,995,000
5340 HIGHWAY 12 Way, orillia, Ontario

5340 Highway 12 Way

Orillia, Ontario

4 Bedroom 3 Bathroom 2900
For sale $550,000
23 O'BRIEN Street, orillia, Ontario

23 O'brien Street

Orillia, Ontario

4 Bedroom 2 Bathroom 1006
For sale $550,000
19 O'BRIEN Street, orillia, Ontario

19 O'brien Street

Orillia, Ontario

3 Bedroom 2 Bathroom 1292
For sale $4,900,000
70 HIGH Street, collingwood, Ontario

70 High Street

Collingwood, Ontario

For sale $699,990
208 LAKE Road, georgian bay, Ontario

208 Lake Road

Georgian Bay, Ontario

3 Bedroom 2 Bathroom 930
For sale $309,900
170 JOZO WEIDER Boulevard Unit# 142, the blue mountains, Ontario

170 Jozo Weider Boulevard Unit# 142

The Blue Mountains, Ontario

1 Bedroom 1 Bathroom 608
For sale $4,400,000
143 SOUTH Drive, huntsville, Ontario

143 South Drive

Huntsville, Ontario

5 Bedroom 2 Bathroom 2764
For sale $499,000
197 BOBCAYGEON Road, minden, Ontario

197 Bobcaygeon Road

Minden, Ontario

2 Bedroom 2 Bathroom 880
For sale $339,000
111 NORTH SHORE Road, pointe au baril, Ontario

111 North Shore Road

Pointe Au Baril, Ontario

2 Bedroom 1 Bathroom 581
For sale $1,795,000
49 GLENN BURNEY Road Unit# 12, seguin, Ontario

49 Glenn Burney Road Unit# 12

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $1,795,000
49 GLENN BURNEY Road Unit# 11, seguin, Ontario

49 Glenn Burney Road Unit# 11

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $1,795,000
49 GLENN BURNEY Road Unit# 8, seguin, Ontario

49 Glenn Burney Road Unit# 8

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $1,795,000
49 GLENN BURNEY Road Unit# 5, seguin, Ontario

49 Glenn Burney Road Unit# 5

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $1,695,000
49 GLENN BURNEY Road Unit# 4, seguin, Ontario

49 Glenn Burney Road Unit# 4

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $1,695,000
49 GLENN BURNEY Road Unit# 2, seguin, Ontario

49 Glenn Burney Road Unit# 2

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $1,795,000
49 GLENN BURNEY Road Unit# 7, seguin, Ontario

49 Glenn Burney Road Unit# 7

Seguin, Ontario

2 Bedroom 3 Bathroom 1869
For sale $1,695,000
49 GLENN BURNEY Road Unit# 1, seguin, Ontario

49 Glenn Burney Road Unit# 1

Seguin, Ontario

2 Bedroom 3 Bathroom 1860
For sale $2,500,000
129 WEST Road, huntsville, Ontario

129 West Road

Huntsville, Ontario

16 Bedroom 16 Bathroom 8676
For sale $1,999,900
47 RIVER Street, coldwater, Ontario

47 River Street

Coldwater, Ontario

10 Bedroom 5 Bathroom 4884
For sale $1,999,900
47 RIVER Street, coldwater, Ontario

47 River Street

Coldwater, Ontario

10 Bedroom 5 Bathroom 4884
For sale $1,199,000
313646 6 Highway, bentinck twp, Ontario

313646 6 Highway

Bentinck Twp, Ontario

5 Bedroom 3 Bathroom 2700
For sale $1,395,000
14 SUNSET Court, collingwood, Ontario

14 Sunset Court

Collingwood, Ontario

3 Bedroom 3 Bathroom 2245
For sale $7,200,000
3523 SIDEROAD 25 Side Road, innisfil, Ontario

3523 Sideroad 25 Side Road

Innisfil, Ontario

For sale $1,959,000
687 INNISFIL BEACH Road, innisfil, Ontario

687 Innisfil Beach Road

Innisfil, Ontario

8 Bedroom 6 Bathroom 1500
Homes for sale in Collingwood Ontario with income potential

Income potential from your primary residence

Some properties offer higher than average value because they may have income potential. Maximizing the value of a property may involve changes in how it is perceived by the owner and the public. To a layperson, a home with an unfinished laneway garage is a project for the future. An income investor may look at the same dilapidated outbuilding and see the footprint of a small cottage that can be rented at a profit after construction costs.

Income potential can include basement suites, garden suites, and above-garage apartments, among others. The properties on this page may have integrated or separate accommodations. Separate accommodations allow you and your tenants some freedom to enjoy your space without privacy concerns. Basement suites are relatively straight-forward to build but care must be taken to adhere to local by-laws and regulations. An “illegal suite” or one that was built without permits or permission can actually be a liability to the homeowner and make selling more difficult.

In urban centres, laneway houses have become more popular as they offer a turn-key solution to garage space and living accommodations. Laneway homes come in many different sizes and configurations. Buy one off-plan from a local builder and save on architect fees. Or, spare no expense to lovingly match the style of the laneway house to your characterful residence. Either way, the addition will increase your property value and personal income for many years to come.

Questions? Contact us for a personal consultation.

Ask about properties with income potential